Refer & Earn Offer Terms & Conditions

Refer & Earn Offer Terms & Conditions (NRB FINANCE)

Effective Date: 29/08/2024
Company: NRB FINANCE, Rajkot – Gujarat
Email: coustmercare@nrbfinance.in

1. Definition

The “Refer & Earn Offer” is a promotional scheme by NRB FINANCE where existing borrowers (“Referrer”) can invite new customers (“Referee”) to avail loan services, and earn rewards as per the offer.

2. Eligibility

  • The Referrer must be an existing borrower of NRB FINANCE with active or past loan history.

  • The Referee must be a new customer, not already registered with NRB FINANCE.

  • Employees, agents, and partners of NRB FINANCE are not eligible for rewards.

3. Reward Structure

  • Reward details (cashback / coupon / discount on processing fee / wallet credit) will be communicated at the time of offer.

  • Reward will be credited only after the Referee’s loan is successfully disbursed and KYC verified.

4. Redemption of Rewards

  • Rewards may be credited to borrower’s Wallet , adjusted against Application Fee, or provided as Coupon .

  • Rewards are non-transferable, non-cashable, and cannot be exchanged for cash unless specifically mentioned.

5. Validity

  • Each Refer & Earn scheme will have a validity period, mentioned in the campaign communication.

  • Rewards must be redeemed within the given time; otherwise, they shall lapse automatically.

6. Fraud & Misuse

  • Any attempt to create fake accounts, duplicate referrals, or misuse the scheme will result in cancellation of rewards.

  • NRB FINANCE reserves the right to blacklist borrowers found engaging in fraudulent referrals.

7. Taxes & Charges

  • Any tax liability arising out of the reward shall be borne by the borrower as per applicable laws.

8. Modification & Withdrawal

  • NRB FINANCE reserves the right to change, suspend, or withdraw the Refer & Earn scheme at any time without prior notice.

9. Final Authority

  • All decisions regarding eligibility, rewards, and disputes shall be final and binding on all participants.

  • All disputes are subject to the jurisdiction of Rajkot, Gujarat.

 

 


The Applicant/Customer confirms that he/she has read and understood the terms and conditions of this Policy/Agreement. In case of any difficulty in understanding the contents, the Applicant/Customer shall immediately contact NRB FINANCE during the loan application process for necessary clarification. NRB FINANCE shall not be held liable for any misunderstanding if the Applicant/Customer fails to seek clarification before proceeding with the loan process.