Coupon Terms & Conditions

Coupon Terms & Conditions (NRB FINANCE)

Effective Date: 29/08/2024
Company: NRB FINANCE, Rajkot – Gujarat
Email: coustmercare@nrbfinance.in

1. Definition

A “Coupon” refers to any promotional code, discount voucher, cashback coupon, or offer issued by NRB FINANCE to borrowers.

2. Eligibility

  • Coupons are valid only for registered borrowers of NRB FINANCE.

  • Each coupon is unique and can be used only once unless otherwise stated.

3. Redemption

  • Coupon codes must be entered/applied at the time of loan application or repayment as specified.

  • Coupons cannot be applied retrospectively on already processed transactions.

4. Validity

  • Each coupon has a specific validity period, mentioned in the communication (SMS/Email/Notice).

  • After expiry, coupons shall not be honored.

5. Usage Restrictions

  • Coupons cannot be exchanged for cash.

  • Coupons are non-transferable and can be redeemed only by the borrower in whose name they are issued.

  • Only one coupon can be used per transaction, unless otherwise specified.

6. Value of Coupon

  • The coupon value (e.g., discount on ?500 Application Fee, partial waiver of interest, cashback on repayment) will be clearly mentioned in the offer.

  • Any cashback shall be credited to the borrower’s Wallet  or adjusted against future EMIs.

7. Fraudulent Use

  • Misuse, duplication, or unauthorized use of coupons will lead to cancellation of the loan application/offer.

  • NRB FINANCE reserves the right to take legal action in case of fraud.

8. Cancellation & Withdrawal

  • NRB FINANCE reserves the right to cancel, modify, or withdraw any coupon at any time without prior notice.

9. Final Authority

  • Decisions of NRB FINANCE regarding coupon redemption and disputes shall be final and binding.

  • All disputes are subject to jurisdiction of Rajkot, Gujarat.


    The Applicant/Customer confirms that he/she has read and understood the terms and conditions of this Policy/Agreement. In case of any difficulty in understanding the contents, the Applicant/Customer shall immediately contact NRB FINANCE during the loan application process for necessary clarification. NRB FINANCE shall not be held liable for any misunderstanding if the Applicant/Customer fails to seek clarification before proceeding with the loan process.